Retirement Solutions

An Individual Retirement Account (IRA) is an investment option that helps individuals save for retirement outside of a qualified investment plan, while still receiving tax benefits. We offer Traditional and Roth IRAs, Rollover IRAs and SEP IRAs.

TRADITIONAL IRA:
Tax-deferred retirement savings account for individuals
 Available to anyone under the age of 70 1/2 with earned income
Contributions may be tax deductible
 No tax consequence until money is withdrawn
Must make withdrawals at 70 1/2

 

ROTH IRA:
Individual retirement savings account that grows tax-free
 Availability based on income not age
Qualified withdrawals are tax-free after 59 1/2
No withdrawal requirement

 

ROLLOVER IRA:
Traditional IRA funded with assets transferred from an employer-sponsored retirement plan
 For individuals who would like to transfer money from an employer-sponsored retirement plan due to a job change or retirement
No tax implications to move from a qualified investment plan to a Traditional IRA
Usually a broader range of investment options than employer-sponsored plan

 

SEP IRA:
Traditional IRA for self-employed individuals or small business owners
Higher allowable contribution limit
No annual reporting requirements
Expanded ability for withdrawals including college and unexpected medical expenses

 

 

Retirement solutions provided by Meeder Asset Management, Inc. and Meeder Advisory Services, Inc., registered investment advisers and affiliates of Meeder Investment Management, Inc.

Meeder's 3(21) and 3(38) fiduciary services are provided pursuant to a services agreement between Meeder and the plan sponsor. Fiduciary services are subject to the terms, conditions and limitations set forth in the agreement.

TAKE THE NEXT STEP
with Meeder Investment Management
(866) 633-3371
contact@meederinvestment.com
(866) 633-3371
contact@meederinvestment.com